Question 2 Official Ballot Wording

A YES VOTE would regulate dental insurance rates, including by requiring companies to spend at least 83% of premiums on member dental expenses and quality improvements instead of administrative expenses, and by making other changes to dental insurance regulations.

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Please join us in voting YES on 2 for better dental benefits!

American Academy of Pediatric Dentistry
Massachusetts Dental Hygienists' Association
Massachusetts Senior Care Association
Massachusetts Nurses Association
Louisiana Dental Association
American Association of Oral and Maxillofacial Surgeons
Maine Dental Association

In The News

Press Release

PR Newswire

August 25, 2022

Massachusetts Nurses Association Endorses Ballot Initiative Calling for Dental Insurance Reform (Question 2 on the November Ballot)

Supports consumer protection measure to require dental insurers to invest more resources in direct patient care as opposed to exorbitant CEO salaries and other administrative costs.

The Massachusetts Nurses Association Board of Directors – 27 elected nurses and healthcare professionals representing the largest union and professional association of registered nurses and healthcare professionals in the Commonwealth – has endorsed an important ballot initiative calling for dental insurance reform, which will appear as Question 2 on the November Ballot.

Press Release

Massachusetts Dental Society

June 13, 2022

The Massachusetts Dental Society Endorses Achieving Patient-Centered Dental Insurance Reform

The Massachusetts Dental Society (MDS) Board of Trustees has endorsed achieving its long-sought goal of reforming dental insurance Medical Loss Ratios (MLRs) through the question on track to appear on the statewide ballot in November. The referendum will ensure MLRs apply to dental plans in the same way they currently apply to medical plans. This ballot initiative would make dental providers more transparent and accountable to the patients they serve.

Massachusetts law establishes an 88% medical loss ratio for medical insurance plans. Nationally, the Affordable Care Act requires medical insurance plans to minimally operate at an 85% MLR for larger carriers and 80% MLR for smaller providers. However, there is currently no medical loss ratio for dental insurers.